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Recovering from a car accident, direct billed to ICBC

No fault requirement, no referral, no forms to chase — just your claim number. ICBC pre-approves treatment in the first 12 weeks after a crash, and we bill them directly.

A practitioner mobilising a patient's shoulder during an ICBC-covered treatment session.

ICBC · Motor vehicle injury

What's pre-approved after a crash

In the first 12 weeks after a motor vehicle accident, ICBC pre-approves a set number of sessions across three disciplines here. You don't need to be found at fault, and you don't need a doctor's referral.

Your sessions

See what's left on your claim

Pick your treatment type and slide to how many sessions you've already used. The number left is what ICBC has pre-approved for the remaining weeks of the 12-week window.

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Sessions still available to you

Sessions already used4

21physiotherapy sessions pre-approved and still unused

Indicative only. Pre-approval applies to treatment delivered in the first 12 weeks, and your adjuster confirms the exact number remaining.

Before you come in

What to bring to your first appointment

How it works

From crash to treatment

Four steps, most of them handled with a single phone call.

Step 1

Report the crash to ICBC

Call ICBC or report online. You'll be assigned a claim number and an adjuster — this is what starts your pre-approved sessions.

Step 2

Call us with your claim number

No referral required. We take your claim number and book your first assessment, usually within a day or two.

Step 3

First assessment

A practitioner examines how you're moving, what's been injured and how it's affecting you, then builds a treatment plan across the disciplines that fit.

Step 4

We bill ICBC directly

You attend your sessions and we bill ICBC as you go, within the pre-approved counts. If more treatment is needed past 12 weeks, we request approval from your adjuster.

Common after a collision

What we treat after an accident

Disciplines

Which of our disciplines ICBC covers

Physiotherapy, chiropractic and massage therapy each carry their own pre-approved session count in the first 12 weeks. If your recovery calls for acupuncture, kinesiology or another discipline here, we can request approval from your adjuster.

Questions, answered

Do I need to be at fault to get treatment?

No. ICBC's pre-approved sessions are available regardless of who caused the crash. You just need a claim number.

Do I need a doctor's referral?

No. You can call us directly with your ICBC claim number and book your first assessment — no referral required.

What happens after my 12 weeks or pre-approved sessions run out?

Treatment can continue with your adjuster's approval. Your practitioner documents your progress and requests further sessions if you still need care.

Will I have to pay anything upfront?

For ICBC-covered treatment, we bill ICBC directly using your claim number. You shouldn't need to pay out of pocket for pre-approved sessions.

Can I use my extended health plan alongside ICBC?

Yes. Some people combine ICBC coverage with an extended health plan for treatment outside the pre-approved scope. Bring both your claim number and your insurance details and we'll sort out the billing.

How soon after the accident should I come in?

As soon as you can. Symptoms like whiplash and headaches often build over the days after a crash, and starting treatment early tends to shorten recovery.

Start your ICBC claim, direct billed.

Call your claim number in and we'll get your first assessment booked, usually within a day or two.

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